Equitable Savings and Loan Association: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Compared with Q1 2026, Loans and leases to core deposits rose 0.46 percentage points in Q2 2026 to 126.23%, the biggest move on this page. Among 63 Colorado banks, Equitable Savings and Loan Association sits 2nd from the top on loan-to-deposit ratio, 109.46% as of Q2 2026. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Equitable Savings and Loan Association sits 28.63 points higher, at 109.46% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $15.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $24.2M |
| Fed funds sold and reverse repos | $5.4M |
| Fed funds sold and reverse repos to assets | 3.19% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $13.2M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 7.85% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 109.46% |
| Net loans and leases to deposits | 109.20% |
| Loans and leases to core deposits | 126.23% |
| Core deposits to total deposits | 86.72% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 107.61% | 93.64% | $0 | $0 |
| Q4 2023 | 110.03% | 94.37% | $0 | $0 |
| Q1 2024 | 114.17% | 94.43% | $0 | $1.0M |
| Q2 2024 | 116.70% | 92.46% | $0 | $5.1M |
| Q3 2024 | 117.34% | 91.81% | $0 | $10.4M |
| Q4 2024 | 118.31% | 92.19% | $0 | $10.2M |
| Q1 2025 | 116.45% | 91.99% | $0 | $10.1M |
| Q2 2025 | 119.11% | 91.11% | $0 | $9.9M |
| Q3 2025 | 114.92% | 87.27% | $0 | $13.8M |
| Q4 2025 | 111.96% | 87.57% | $0 | $13.6M |
| Q1 2026 | 109.28% | 86.89% | $0 | $13.4M |
| Q2 2026 | 109.46% | 86.72% | $0 | $13.2M |
Equitable Savings and Loan Association liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Equitable Savings and Loan Association, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Equitable Savings and Loan Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30707) · FFIEC NIC profile (RSSD 206473)