The Equitable Savings and Loan Company: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The biggest quarter-over-quarter change on this page was a small one: Equity capital to average assets edged up 0.25 percentage points between Q1 2026 and Q2 2026, to 25.56%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 25.56% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $2.2M |
| Tier 1 capital | $2.2M |
| Total risk-based capital | — |
| Total equity capital | $2.2M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 25.57% |
| Tangible equity to tangible assets | 25.57% |
| Equity capital to average assets | 25.56% |
| Internal capital growth rate | -5.56% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $2.2M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 21.06% | 21.41% | 21.41% |
| Q4 2023 | 21.81% | 22.46% | 22.46% |
| Q1 2024 | 23.09% | 23.32% | 23.32% |
| Q2 2024 | 24.29% | 25.00% | 25.00% |
| Q3 2024 | 24.49% | 24.32% | 24.32% |
| Q4 2024 | 24.71% | 24.59% | 24.59% |
| Q1 2025 | 24.87% | 24.58% | 24.58% |
| Q2 2025 | 25.33% | 25.26% | 25.26% |
| Q3 2025 | 25.96% | 26.00% | 26.00% |
| Q4 2025 | 25.57% | 25.68% | 25.68% |
| Q1 2026 | 25.31% | 25.49% | 25.49% |
| Q2 2026 | 25.56% | 25.57% | 25.57% |
The Equitable Savings and Loan Company regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Equitable Savings and Loan Company, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Equitable Savings and Loan Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29966) · FFIEC NIC profile (RSSD 910079)