Eureka Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Eureka Savings Bank of La Salle, IL against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.82% | 1.35% | -0.53% | 24th bottom |
| ROAE | 4.02% | 13.33% | -9.31% | 11th bottom |
| Net Interest Margin | 3.39% | 3.93% | -0.54% | 23rd bottom |
| Efficiency Ratio | 54.19% | 61.13% | -6.94% | 71st above |
| PPNR / Avg Assets | 1.54% | 1.68% | -0.14% | 47th below |
| Yield on Earning Assets | 4.67% | 5.67% | -1.00% | 13th bottom |
| Cost of Funds | 1.62% | 1.88% | -0.26% | 62nd above |
| Net Interest Spread | 2.91% | 3.32% | -0.41% | 29th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 3.01% | 0.94% | +2.07% | 6th bottom |
| NPA / Total Assets | 1.87% | 0.70% | +1.17% | 8th bottom |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 50th above |
| ACL / Total Loans | 1.16% | 1.28% | -0.12% | 46th below |
| ACL / NPLs (Coverage) | 38.58% | 1546.82% | -1508.24% | 6th bottom |
| Texas Ratio | 8.85% | 7.34% | +1.51% | 25th below |
| Provision / NCO | 2104.76% | 1394.41% | +710.35% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 38.19% | 19.47% | +18.72% | 96th top |
| Tier 1 Ratio | 38.19% | 19.50% | +18.69% | 96th top |
| Total Capital Ratio | 39.44% | 20.59% | +18.85% | 96th top |
| Leverage Ratio | 21.56% | 12.14% | +9.42% | 97th top |
| Equity / Assets | 20.77% | 11.36% | +9.41% | 96th top |
| TCE / Tangible Assets | 20.71% | 11.08% | +9.63% | 97th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 84.71% | 80.66% | +4.05% | 41st below |
| Core Deposit Ratio | 94.07% | 86.85% | +7.22% | 80th top |
| Wholesale Funding Ratio | 5.48% | 5.04% | +0.44% | 35th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.84% | 6.84% | -3.00% | 46th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.89% | 7.92% | -1.03% | 59th above |
| Deposit Growth (Y/Y) | 3.21% | 6.29% | -3.08% | 44th below |
See Eureka Savings Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Eureka Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Eureka Savings Bank profile, how to read a UBPR, or how this data updates.