Evergreen Federal Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Evergreen Federal Bank of Grants Pass, OR against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.83% | 1.35% | -0.52% | 25th below |
| ROAE | 6.37% | 13.33% | -6.96% | 19th bottom |
| Net Interest Margin | 3.94% | 3.93% | +0.01% | 50th above |
| Efficiency Ratio | 66.55% | 61.13% | +5.42% | 36th below |
| PPNR / Avg Assets | 1.32% | 1.68% | -0.36% | 35th below |
| Yield on Earning Assets | 5.05% | 5.67% | -0.62% | 25th below |
| Cost of Funds | 1.20% | 1.88% | -0.68% | 85th top |
| Net Interest Spread | 3.71% | 3.32% | +0.39% | 71st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.70% | 0.94% | -0.24% | 37th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.59% | 0.70% | -0.11% | 34th below |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.40% | 1.28% | +0.12% | 72nd above |
| ACL / NPLs (Coverage) | 201.22% | 1547.01% | -1345.79% | 48th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.09% | 7.34% | -3.25% | 46th below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 192.59% | 1395.97% | -1203.38% | 57th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.24% | 12.14% | +1.10% | 77th top |
| Equity / Assets | 13.21% | 11.36% | +1.85% | 80th top |
| TCE / Tangible Assets | 13.21% | 11.08% | +2.13% | 82nd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 91.73% | 80.66% | +11.07% | 25th below |
| Core Deposit Ratio | 89.75% | 86.85% | +2.90% | 53rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.31% | 6.85% | -7.16% | 18th bottom |
| Loan Growth (Y/Y) | 1.35% | 7.92% | -6.57% | 28th below |
| Deposit Growth (Y/Y) | -1.30% | 6.29% | -7.59% | 17th bottom |
See Evergreen Federal Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Evergreen Federal Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Evergreen Federal Bank profile, how to read a UBPR, or how this data updates.