Evertrust Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Evertrust Bank of City of Industry, CA against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.04% | 1.34% | -0.30% | 30th below |
| ROAE | 4.35% | 12.34% | -7.99% | 7th bottom |
| Net Interest Margin | 3.54% | 3.83% | -0.29% | 37th below |
| Efficiency Ratio | 56.81% | 58.97% | -2.16% | 54th above |
| PPNR / Avg Assets | 1.47% | — | — | 34th below |
| Yield on Earning Assets | 5.75% | 5.71% | +0.04% | 63rd above |
| Cost of Funds | 2.69% | 2.02% | +0.67% | 15th bottom |
| Net Interest Spread | 2.54% | — | — | 21st bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.80% | 0.87% | -0.07% | 35th below |
| NPA / Total Assets | 0.63% | — | — | 35th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.12% | 0.43% | -0.31% | 25th below |
| ACL / Total Loans | 1.12% | — | — | 45th below |
| ACL / NPLs (Coverage) | 140.66% | — | — | 36th below |
| Texas Ratio | 3.04% | 5.48% | -2.44% | 56th above |
| Provision / NCO | 0.00% | — | — | 11th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 21.71% | 11.11% | +10.60% | 98th top |
| Equity / Assets | 23.25% | 11.02% | +12.23% | 98th top |
| TCE / Tangible Assets | 20.59% | — | — | 98th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 96.28% | 86.99% | +9.29% | 25th below |
| Core Deposit Ratio | 63.92% | 85.57% | -21.65% | 5th bottom |
| Uninsured Deposit Ratio | 59.82% | 33.19% | +26.63% | 4th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 11.61% | — | — | 80th top |
| Loan Growth (Y/Y) | 2.37% | — | — | 30th below |
| Deposit Growth (Y/Y) | 15.13% | — | — | 85th top |
See Evertrust Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Evertrust Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Evertrust Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Evertrust Bank peer analysis.