Fairfax State Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Fairfax State Savings Bank of Fairfax, IA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.83% | 1.34% | -0.51% | 25th below |
| ROAE | 13.54% | 13.31% | +0.23% | 57th above |
| Net Interest Margin | 2.80% | 3.93% | -1.13% | 6th bottom |
| Efficiency Ratio Behind the peer average, ahead of the median peer. | 61.52% | 61.14% | +0.38% | 50th above |
| PPNR / Avg Assets | 1.06% | 1.68% | -0.62% | 23rd bottom |
| Yield on Earning Assets | 5.17% | 5.67% | -0.50% | 30th below |
| Cost of Funds | 2.54% | 1.88% | +0.66% | 14th bottom |
| Net Interest Spread | 2.24% | 3.32% | -1.08% | 7th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.56% | 0.94% | -0.38% | 43rd below |
| NPA / Total Assets | 1.03% | 0.70% | +0.33% | 20th bottom |
| NCO / Avg Loans | -0.17% | 0.16% | -0.33% | 98th top |
| ACL / Total Loans | 1.32% | 1.28% | +0.04% | 65th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 237.95% | 1539.07% | -1301.12% | 53rd above |
| Texas Ratio | 13.92% | 7.33% | +6.59% | 14th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.46% | 12.14% | -2.68% | 21st bottom |
| Equity / Assets | 6.64% | 11.38% | -4.74% | 5th bottom |
| TCE / Tangible Assets | 6.64% | 11.09% | -4.45% | 5th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 68.94% | 80.64% | -11.70% | 72nd above |
| Core Deposit Ratio | 74.82% | 86.86% | -12.04% | 9th bottom |
| Wholesale Funding Ratio | 12.88% | 5.03% | +7.85% | 8th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.14% | 6.85% | -0.71% | 63rd above |
| Loan Growth (Y/Y) | 1.58% | 7.90% | -6.32% | 29th below |
| Deposit Growth (Y/Y) | -0.06% | 6.29% | -6.35% | 22nd bottom |
See Fairfax State Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Fairfax State Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Fairfax State Savings Bank profile, how to read a UBPR, or how this data updates.