Falcon National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Falcon National Bank of Foley, MN against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.39% | 1.35% | +0.04% | 57th above |
| ROAE | 13.38% | 12.05% | +1.33% | 56th above |
| Net Interest Margin | 4.65% | 3.90% | +0.75% | 84th top |
| Efficiency Ratio | 60.34% | 63.15% | -2.81% | 53rd above |
| PPNR / Avg Assets | 1.93% | 1.64% | +0.29% | 69th above |
| Yield on Earning Assets | 6.80% | 5.65% | +1.15% | 93rd top |
| Cost of Funds | 2.39% | 1.85% | +0.54% | 18th bottom |
| Net Interest Spread | 3.95% | 3.35% | +0.60% | 81st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.98% | 0.92% | +0.06% | 29th below |
| NPA / Total Assets | 0.84% | 0.67% | +0.17% | 25th below |
| NCO / Avg Loans | 0.91% | 0.14% | +0.77% | 4th bottom |
| ACL / Total Loans | 1.84% | 1.28% | +0.56% | 91st top |
| ACL / NPLs (Coverage) | 188.37% | 1645.76% | -1457.39% | 46th below |
| Texas Ratio | 7.37% | 7.15% | +0.22% | 30th below |
| Provision / NCO | 67.19% | 1189.88% | -1122.69% | 32nd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.24% | 12.46% | -2.22% | 37th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.61% | 11.67% | -1.06% | 54th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.52% | 11.40% | -0.88% | 57th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 96.98% | 78.64% | +18.34% | 15th bottom |
| Core Deposit Ratio | 80.96% | 87.10% | -6.14% | 18th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -2.49% | 6.48% | -8.97% | 9th bottom |
| Loan Growth (Y/Y) | -2.91% | 7.64% | -10.55% | 12th bottom |
| Deposit Growth (Y/Y) | -2.57% | 6.03% | -8.60% | 12th bottom |
See Falcon National Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Falcon National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Falcon National Bank profile, how to read a UBPR, or how this data updates.