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Farmers and Merchants Bank: Return on Average Equity

16.64% Ranks #896 of 3,651 U.S. banks · 75th percentile

Data as of · sourced from FFIEC call reports. How we update

Farmers and Merchants Bank reported a return on average equity of 16.64% as of Q2 2026, ranking #896 of 3,651 U.S. banks (75th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 16.64%
Q1 2026 14.74%
Q4 2025 15.41%
Q3 2025 15.98%
Q2 2025 12.17%
Q1 2025 12.02%
Q4 2024 13.69%
Q3 2024 15.43%
Q2 2024 15.15%
Q1 2024 16.88%
Q4 2023 20.15%
Q3 2023 17.46%

National Context

Latest value 16.64%
National rank#896 of 3,651
Percentile 75th
12-quarter low12.02%
12-quarter high20.15%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Farmers and Merchants Bank's Return on Average Equity?

Farmers and Merchants Bank's Return on Average Equity was 16.64% as of Q2 2026, ranking #896 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Farmers and Merchants Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 14275) · FFIEC NIC profile (RSSD 516154)