The Farmers and Merchants National Bank of Nashville: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Farmers and Merchants National Bank of Nashville of Nashville, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.63% | 1.34% | +0.29% | 70th above |
| ROAE | 16.78% | 13.31% | +3.47% | 75th top |
| Net Interest Margin | 4.15% | 3.93% | +0.22% | 62nd above |
| Efficiency Ratio | 61.53% | 61.14% | +0.39% | 49th below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.67% | 1.68% | -0.01% | 55th above |
| Yield on Earning Assets | 4.99% | 5.67% | -0.68% | 23rd bottom |
| Cost of Funds | 0.91% | 1.88% | -0.97% | 93rd top |
| Net Interest Spread | 3.83% | 3.32% | +0.51% | 77th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.61% | 0.94% | -0.33% | 41st below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.56% | 0.70% | -0.14% | 35th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 43rd below |
| ACL / Total Loans | 1.02% | 1.28% | -0.26% | 28th below |
| ACL / NPLs (Coverage) | 166.78% | 1539.07% | -1372.29% | 43rd below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.19% | 7.33% | -2.14% | 40th below |
| Provision / NCO | 1000.00% | 1395.65% | -395.65% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.26% | 19.50% | -4.24% | 51st above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.26% | 19.54% | -4.28% | 51st above |
| Total Capital Ratio | 16.15% | 20.62% | -4.47% | 49th below |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.60% | 12.14% | -0.54% | 60th above |
| Equity / Assets | 10.06% | 11.37% | -1.31% | 45th below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.06% | 11.09% | -1.03% | 50th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 76.37% | 80.64% | -4.27% | 59th above |
| Core Deposit Ratio | 91.94% | 86.86% | +5.08% | 67th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.08% | 6.85% | -5.77% | 26th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.18% | 7.90% | -1.72% | 55th above |
| Deposit Growth (Y/Y) | -0.29% | 6.29% | -6.58% | 22nd bottom |
See The Farmers and Merchants National Bank of Nashville's peers by name
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Unlock The Farmers and Merchants National Bank of Nashville, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Farmers and Merchants National Bank of Nashville profile, how to read a UBPR, or how this data updates.