Farmers and Merchants State Bank: Tier 1 Risk-Based Capital Ratio
Data as of · sourced from FFIEC call reports. How we update
Farmers and Merchants State Bank reported a tier 1 risk-based capital ratio of 11.73% as of Q2 2026, ranking #1,808 of 2,136 U.S. banks (15th percentile). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.
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What is the Tier 1 Risk-Based Capital Ratio?
The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.
Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within 10–30bp of CET1.
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What is Farmers and Merchants State Bank's Tier 1 Risk-Based Capital Ratio?
Farmers and Merchants State Bank's Tier 1 Risk-Based Capital Ratio was 11.73% as of Q2 2026, ranking #1808 of 2,136 U.S. banks.
What is the Tier 1 Risk-Based Capital Ratio?
The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.
More Farmers and Merchants State Bank metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Farmers and Merchants State Bank profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 501) · FFIEC NIC profile (RSSD 601153)