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Farmers Bank: Tier 1 Leverage Ratio

13.02% Ranks #755 of 3,622 U.S. banks · 79th percentile

Data as of · sourced from FFIEC call reports. How we update

Farmers Bank reported a tier 1 leverage ratio of 13.02% as of Q2 2026, ranking #755 of 3,622 U.S. banks (79th percentile). That is up 0.17 percentage points from 12.86% a year earlier, and above the 11.10% median of the 1,862 Small Community Banks ($100M–$500M in assets). The Tier 1 Leverage Ratio measures Tier 1 capital against unweighted average assets, a simpler backstop that prevents banks from gaming the risk-based capital rules.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 13.02%
Q1 2026 13.03%
Q4 2025 12.59%
Q3 2025 12.53%
Q2 2025 12.86%
Q1 2025 12.59%
Q4 2024 12.19%
Q3 2024 12.12%
Q2 2024 12.44%
Q1 2024 12.23%
Q4 2023 11.18%
Q3 2023 10.63%

National Context

Latest value 13.02%
National rank#755 of 3,622
Percentile 79th
12-quarter low10.63%
12-quarter high13.03%
Full rankingView leaderboard

What is the Tier 1 Leverage Ratio?

The tier 1 leverage ratio is a bank's tier 1 capital divided by its average total consolidated assets. Unlike the risk-based ratios it gives every asset the same weight, so it caps how far a bank can stretch its balance sheet whatever the asset mix.

Read the leverage ratio next to the CET1 ratio. A bank with a 15% CET1 ratio and a 7% leverage ratio holds a large share of low-risk-weight assets such as securities and cash; when the two ratios are close, the balance sheet is loan-heavy. Very large banks run lower leverage ratios than community banks because their capital requirements bind on risk-based measures and the supplementary leverage ratio. Ratios far above 15% usually belong to trust and custody banks with small balance sheets.

Full definition & formula →

Frequently asked questions

What is Farmers Bank's Tier 1 Leverage Ratio?

Farmers Bank's Tier 1 Leverage Ratio was 13.02% as of Q2 2026, ranking #755 of 3,622 U.S. banks.

What is the Tier 1 Leverage Ratio?

The tier 1 leverage ratio is a bank's tier 1 capital divided by its average total consolidated assets. Unlike the risk-based ratios it gives every asset the same weight, so it caps how far a bank can stretch its balance sheet whatever the asset mix.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Farmers Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 57335) · FFIEC NIC profile (RSSD 3020447)