Farmers Bank of Northern Missouri: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income climbed 9.6% in Q2 2026, from -$11.9M to -$10.8M. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.71% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $72.8M |
| Tier 1 capital | $72.8M |
| Total risk-based capital | — |
| Total equity capital | $65.8M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.61% |
| Tangible equity to tangible assets | 11.02% |
| Equity capital to average assets | 11.41% |
| Internal capital growth rate | 3.81% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $600K |
| Common stock surplus | $12.3M |
| Retained earnings | $63.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$10.8M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 12.50% | 8.41% | 7.70% |
| Q4 2023 | 12.36% | 9.73% | 9.07% |
| Q1 2024 | 12.46% | 9.75% | 9.09% |
| Q2 2024 | 12.57% | 10.07% | 9.41% |
| Q3 2024 | 12.91% | 11.12% | 10.46% |
| Q4 2024 | 12.66% | 10.03% | 9.39% |
| Q1 2025 | 12.55% | 10.46% | 9.83% |
| Q2 2025 | 12.87% | 10.94% | 10.32% |
| Q3 2025 | 13.16% | 11.74% | 11.13% |
| Q4 2025 | 13.06% | 11.68% | 11.09% |
| Q1 2026 | 12.50% | 11.26% | 10.67% |
| Q2 2026 | 12.71% | 11.61% | 11.02% |
Farmers Bank of Northern Missouri regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Farmers Bank of Northern Missouri, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Farmers Bank of Northern Missouri profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4539) · FFIEC NIC profile (RSSD 303952)