Farmers Bank & Trust: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Farmers Bank & Trust of Great Bend, KS against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.32% | 1.46% | +0.86% | 94th top |
| ROAE | 10.16% | 12.72% | -2.56% | 33rd below |
| Net Interest Margin | 4.17% | 3.85% | +0.32% | 78th top |
| Efficiency Ratio | 44.38% | 57.41% | -13.03% | 88th top |
| PPNR / Avg Assets | 2.40% | 1.88% | +0.52% | 86th top |
| Yield on Earning Assets | 5.87% | 5.72% | +0.15% | 69th above |
| Cost of Funds | 2.13% | 2.02% | +0.11% | 42nd below |
| Net Interest Spread | 3.20% | 3.18% | +0.02% | 60th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.34% | 1.00% | +0.34% | 22nd bottom |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.68% | 0.76% | -0.08% | 38th below |
| NCO / Avg Loans | 0.01% | 0.43% | -0.42% | 64th above |
| ACL / Total Loans | 1.12% | 1.31% | -0.19% | 45th below |
| ACL / NPLs (Coverage) | 83.44% | 543.54% | -460.10% | 22nd bottom |
| Texas Ratio | 2.97% | 7.39% | -4.42% | 66th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 24.28% | 17.33% | +6.95% | 95th top |
| Tier 1 Ratio | 24.28% | 17.36% | +6.92% | 95th top |
| Total Capital Ratio | 24.86% | 18.42% | +6.44% | 95th top |
| Leverage Ratio | 23.97% | 11.43% | +12.54% | 98th top |
| Equity / Assets | 23.01% | 11.33% | +11.68% | 98th top |
| TCE / Tangible Assets | 22.96% | 10.49% | +12.47% | 99th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 72.08% | 86.96% | -14.88% | 83rd top |
| Core Deposit Ratio | 76.95% | 85.56% | -8.61% | 16th bottom |
| Wholesale Funding Ratio | 10.16% | 5.70% | +4.46% | 15th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.10% | 9.68% | -3.58% | 56th above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.66% | 8.06% | -1.40% | 56th above |
| Deposit Growth (Y/Y) | -0.18% | 7.87% | -8.05% | 18th bottom |
See Farmers Bank & Trust's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Farmers Bank & Trust, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Farmers Bank & Trust profile, how to read a UBPR, or how this data updates.