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Farmers Building and Savings Bank: Tier 1 Risk-Based Capital Ratio

46.82% Ranks #8 of 2,133 U.S. banks · 100th percentile

Data as of · sourced from FFIEC call reports. How we update

Farmers Building and Savings Bank reported a tier 1 risk-based capital ratio of 46.82% as of Q2 2026, ranking #8 of 2,133 U.S. banks (100th percentile). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 46.82%
Q1 2026 47.71%
Q4 2025 46.83%
Q3 2025 46.56%
Q2 2025 46.28%
Q1 2025 49.02%
Q4 2024 47.40%
Q3 2024 49.45%
Q2 2024 48.92%
Q1 2024 49.55%
Q4 2023 49.54%
Q3 2023 49.70%

National Context

Latest value 46.82%
National rank#8 of 2,133
Percentile 100th
12-quarter low46.28%
12-quarter high49.70%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within 10–30bp of CET1.

Full definition & formula →

Frequently asked questions

What is Farmers Building and Savings Bank's Tier 1 Risk-Based Capital Ratio?

Farmers Building and Savings Bank's Tier 1 Risk-Based Capital Ratio was 46.82% as of Q2 2026, ranking #8 of 2,133 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Farmers Building and Savings Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 34711) · FFIEC NIC profile (RSSD 19972)