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Farmers & Merchants Bank of Central California: Return on Average Equity

15.19% Ranks #1,172 of 3,650 U.S. banks · 68th percentile

Data as of · sourced from FFIEC call reports. How we update

Farmers & Merchants Bank of Central California reported a return on average equity of 15.19% as of Q2 2026, ranking #1,172 of 3,650 U.S. banks (68th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 15.19%
Q1 2026 14.93%
Q4 2025 15.29%
Q3 2025 15.43%
Q2 2025 15.20%
Q1 2025 15.82%
Q4 2024 15.28%
Q3 2024 15.13%
Q2 2024 15.35%
Q1 2024 16.35%
Q4 2023 15.89%
Q3 2023 16.95%

National Context

Latest value 15.19%
National rank#1,172 of 3,650
Percentile 68th
12-quarter low14.93%
12-quarter high16.95%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Farmers & Merchants Bank of Central California's Return on Average Equity?

Farmers & Merchants Bank of Central California's Return on Average Equity was 15.19% as of Q2 2026, ranking #1172 of 3,650 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Farmers & Merchants Bank of Central California profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 1331) · FFIEC NIC profile (RSSD 808260)