Farmers & Merchants Bank of Hutsonville: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Equity capital to total assets: 0.86 percentage points higher than in Q1 2026, at 18.80%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 18.48% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $9.8M |
| Tier 1 capital | $9.8M |
| Total risk-based capital | — |
| Total equity capital | $9.8M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 18.80% |
| Tangible equity to tangible assets | 18.80% |
| Equity capital to average assets | 18.48% |
| Internal capital growth rate | 10.37% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $150K |
| Common stock surplus | $1.9M |
| Retained earnings | $7.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 17.21% | 16.93% | 16.93% |
| Q4 2023 | 16.43% | 16.89% | 16.89% |
| Q1 2024 | 17.09% | 17.22% | 17.22% |
| Q2 2024 | 17.61% | 18.00% | 18.00% |
| Q3 2024 | 18.17% | 18.26% | 18.26% |
| Q4 2024 | 17.47% | 17.59% | 17.59% |
| Q1 2025 | 18.23% | 18.27% | 18.27% |
| Q2 2025 | 18.59% | 18.66% | 18.66% |
| Q3 2025 | 18.98% | 18.60% | 18.60% |
| Q4 2025 | 17.56% | 17.69% | 17.69% |
| Q1 2026 | 17.99% | 17.94% | 17.94% |
| Q2 2026 | 18.48% | 18.80% | 18.80% |
Farmers & Merchants Bank of Hutsonville regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Farmers & Merchants Bank of Hutsonville, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Farmers & Merchants Bank of Hutsonville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10469) · FFIEC NIC profile (RSSD 724940)