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Farmers & Merchants State Bank of Springfield: Return on Average Equity

17.68% Ranks #744 of 3,651 U.S. banks · 80th percentile

Data as of · sourced from FFIEC call reports. How we update

Farmers & Merchants State Bank of Springfield reported a return on average equity of 17.68% as of Q2 2026, ranking #744 of 3,651 U.S. banks (80th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 17.68%
Q1 2026 13.54%
Q4 2025 16.50%
Q3 2025 18.53%
Q2 2025 20.68%
Q1 2025 18.14%
Q4 2024 19.64%
Q3 2024 17.73%
Q2 2024 14.47%
Q1 2024 15.42%
Q4 2023 17.79%
Q3 2023 16.05%

National Context

Latest value 17.68%
National rank#744 of 3,651
Percentile 80th
12-quarter low13.54%
12-quarter high20.68%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Farmers & Merchants State Bank of Springfield's Return on Average Equity?

Farmers & Merchants State Bank of Springfield's Return on Average Equity was 17.68% as of Q2 2026, ranking #744 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Farmers & Merchants State Bank of Springfield profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 13382) · FFIEC NIC profile (RSSD 770451)