Farmers State Bank of Medora: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos to assets dropped 9.66 percentage points in Q2 2026, from 11.98% to 2.32%. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, Farmers State Bank of Medora is 21st from the bottom among 323 Illinois banks, 43.43% (Q2 2026). Farmers State Bank of Medora reported 43.43% on loan-to-deposit ratio for Q2 2026, 24.50 points below the 67.92% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $2.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $12.1M |
| Fed funds sold and reverse repos | $473K |
| Fed funds sold and reverse repos to assets | 2.32% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 43.43% |
| Net loans and leases to deposits | 43.00% |
| Loans and leases to core deposits | 44.93% |
| Core deposits to total deposits | 96.65% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 35.81% | 100.00% | $0 | $0 |
| Q4 2023 | 36.25% | 100.00% | $0 | $0 |
| Q1 2024 | 34.33% | 100.00% | $0 | $0 |
| Q2 2024 | 33.03% | 100.00% | $0 | $0 |
| Q3 2024 | 38.95% | 100.00% | $0 | $0 |
| Q4 2024 | 37.94% | 100.00% | $0 | $0 |
| Q1 2025 | 42.09% | 100.00% | $0 | $0 |
| Q2 2025 | 46.35% | 100.00% | $0 | $0 |
| Q3 2025 | 39.68% | 96.99% | $0 | $0 |
| Q4 2025 | 39.90% | 96.75% | $0 | $0 |
| Q1 2026 | 36.55% | 96.99% | $0 | $0 |
| Q2 2026 | 43.43% | 96.65% | $0 | $0 |
Farmers State Bank of Medora liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Farmers State Bank of Medora, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Farmers State Bank of Medora profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13902) · FFIEC NIC profile (RSSD 295646)