The Farmers State Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits dropped 3.01 percentage points in Q2 2026, from 19.56% to 16.56%. It was the largest change from Q1 2026 among the key lines here. Within Kansas, The Farmers State Bank is 77th of 182 on total deposits, $226.2M as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is $277.3M on total deposits. The Farmers State Bank sits 18% lower, at $226.2M (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $226.2M |
| Domestic office deposits | $226.2M |
| Foreign office deposits | — |
| Deposits to total assets | 87.80% |
| Deposits to total liabilities | 99.71% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $37.5M |
| Savings deposits | $27.3M |
| Transaction accounts to domestic deposits | 33.25% |
| Time deposits | $38K |
| Time deposits under $100k | $32.9M |
| Time deposits $100k to $250k | $29.2M |
| Time deposits over $250k | $23.6M |
| Noninterest-bearing share of deposits | 16.56% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $202.7M |
| Core deposits to total deposits | 89.57% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.73% |
| Interest expense on deposits | $1.3M |
| Loans and leases to core deposits | 71.08% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $184.2M | 96.08% | 0.00% | 2.83% |
| Q4 2023 | $190.7M | 95.17% | 0.00% | 3.07% |
| Q1 2024 | $197.8M | 94.47% | 0.00% | 3.26% |
| Q2 2024 | $198.9M | 93.97% | 0.00% | 3.07% |
| Q3 2024 | $191.4M | 93.68% | 0.00% | 2.96% |
| Q4 2024 | $194.9M | 94.35% | 0.00% | 2.82% |
| Q1 2025 | $208.3M | 93.32% | 0.00% | 2.69% |
| Q2 2025 | $204.5M | 92.83% | 0.00% | 2.71% |
| Q3 2025 | $203.9M | 92.69% | 0.00% | 2.69% |
| Q4 2025 | $204.2M | 92.21% | 0.00% | 2.63% |
| Q1 2026 | $223.9M | 90.94% | 0.00% | 2.69% |
| Q2 2026 | $226.2M | 89.57% | 0.00% | 2.73% |
The Farmers State Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock The Farmers State Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Farmers State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15164) · FFIEC NIC profile (RSSD 615851)