FBT Bank & Mortgage: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks FBT Bank & Mortgage of Fordyce, AR against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.29% | 1.34% | -0.05% | 51st above |
| ROAE | 20.43% | 13.32% | +7.11% | 88th top |
| Net Interest Margin | 4.28% | 3.93% | +0.35% | 69th above |
| Efficiency Ratio | 71.06% | 61.13% | +9.93% | 26th below |
| PPNR / Avg Assets | 1.29% | 1.68% | -0.39% | 33rd below |
| Yield on Earning Assets | 6.17% | 5.67% | +0.50% | 76th top |
| Cost of Funds | 2.02% | 1.88% | +0.14% | 36th below |
| Net Interest Spread | 3.50% | 3.32% | +0.18% | 59th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.89% | 0.94% | +0.95% | 14th bottom |
| NPA / Total Assets | 1.16% | 0.70% | +0.46% | 17th bottom |
| NCO / Avg Loans | 0.34% | 0.16% | +0.18% | 9th bottom |
| ACL / Total Loans | 1.36% | 1.28% | +0.08% | 68th above |
| ACL / NPLs (Coverage) | 72.17% | 1546.53% | -1474.36% | 19th bottom |
| Texas Ratio | 15.86% | 7.33% | +8.53% | 12th bottom |
| Provision / NCO | 0.00% | 1395.41% | -1395.41% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.39% | 12.14% | -1.75% | 39th below |
| Equity / Assets | 6.61% | 11.37% | -4.76% | 5th bottom |
| TCE / Tangible Assets | 6.61% | 11.08% | -4.47% | 5th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 71.20% | 80.66% | -9.46% | 68th above |
| Core Deposit Ratio | 81.40% | 86.85% | -5.45% | 19th bottom |
| Wholesale Funding Ratio | 8.35% | 5.03% | +3.32% | 20th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.91% | 6.84% | -3.93% | 39th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.60% | 7.92% | -2.32% | 51st above |
| Deposit Growth (Y/Y) | -0.51% | 6.29% | -6.80% | 21st bottom |
See FBT Bank & Mortgage's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock FBT Bank & Mortgage, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full FBT Bank & Mortgage profile, how to read a UBPR, or how this data updates.