FFB Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits dropped 2.74 percentage points in Q2 2026, from 55.35% to 52.62%. It was the largest change from Q1 2026 among the key lines here. Within California, FFB Bank is 47th of 114 on total deposits, $1.39B as of Q2 2026, above the middle of the field. FFB Bank reported $1.39B on total deposits for Q2 2026, 17% below the $1.67B median for banks in the $1B-10B asset tier.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $1.39B |
| Domestic office deposits | $1.39B |
| Foreign office deposits | — |
| Deposits to total assets | 85.81% |
| Deposits to total liabilities | 97.01% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $518.4M |
| Savings deposits | $313.9M |
| Transaction accounts to domestic deposits | 43.39% |
| Time deposits | $12K |
| Time deposits under $100k | $4.2M |
| Time deposits $100k to $250k | $38.4M |
| Time deposits over $250k | $129.9M |
| Noninterest-bearing share of deposits | 52.62% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $1.10B |
| Core deposits to total deposits | 79.34% |
| Insured deposits | $657.0M |
| Uninsured deposits | $731.5M |
| Uninsured deposits to total deposits | 52.68% |
| Brokered deposits | $156.9M |
| Brokered deposits to total deposits | 11.30% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 3.03% |
| Interest expense on deposits | $4.8M |
| Loans and leases to core deposits | 99.90% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Uninsured deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|---|
| Q3 2023 | $1.13B | 93.91% | 57.68% | 4.42% | 2.09% |
| Q4 2023 | $1.15B | 94.51% | 62.54% | 2.65% | 2.47% |
| Q1 2024 | $1.20B | 84.62% | 54.70% | 8.96% | 2.46% |
| Q2 2024 | $1.17B | 88.43% | 55.87% | 5.14% | 2.71% |
| Q3 2024 | $1.29B | 88.22% | 50.93% | 5.62% | 2.74% |
| Q4 2024 | $1.29B | 90.06% | 54.27% | 3.69% | 2.72% |
| Q1 2025 | $1.32B | 88.05% | 52.93% | 6.73% | 2.43% |
| Q2 2025 | $1.24B | 89.42% | 51.97% | 0.73% | 2.71% |
| Q3 2025 | $1.26B | 82.46% | 52.36% | 7.54% | 2.89% |
| Q4 2025 | $1.34B | 79.68% | 52.97% | 10.64% | 2.84% |
| Q1 2026 | $1.35B | 79.99% | 52.11% | 10.65% | 2.81% |
| Q2 2026 | $1.39B | 79.34% | 52.68% | 11.30% | 3.03% |
FFB Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock FFB Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full FFB Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58090) · FFIEC NIC profile (RSSD 3398623)