Fifth District Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Fifth District Savings Bank of New Orleans, LA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.34% | 1.34% | -1.00% | 9th bottom |
| ROAE | 1.66% | 13.32% | -11.66% | 7th bottom |
| Net Interest Margin | 2.77% | 3.93% | -1.16% | 6th bottom |
| Efficiency Ratio | 85.21% | 61.13% | +24.08% | 9th bottom |
| PPNR / Avg Assets | 0.43% | 1.68% | -1.25% | 7th bottom |
| Yield on Earning Assets | 4.32% | 5.67% | -1.35% | 6th bottom |
| Cost of Funds | 1.98% | 1.88% | +0.10% | 39th below |
| Net Interest Spread | 2.29% | 3.32% | -1.03% | 8th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.09% | 0.94% | -0.85% | 74th above |
| NPA / Total Assets | 0.07% | 0.70% | -0.63% | 74th above |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.43% | 1.28% | -0.85% | 2nd bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 495.34% | 1539.26% | -1043.92% | 71st above |
| Texas Ratio | 0.34% | 7.33% | -6.99% | 83rd top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 38.90% | 19.48% | +19.42% | 96th top |
| Tier 1 Ratio | 38.90% | 19.52% | +19.38% | 96th top |
| Total Capital Ratio | 39.48% | 20.60% | +18.88% | 96th top |
| Leverage Ratio | 21.41% | 12.13% | +9.28% | 96th top |
| Equity / Assets | 20.91% | 11.37% | +9.54% | 97th top |
| TCE / Tangible Assets | 20.91% | 11.09% | +9.82% | 97th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 95.23% | 80.63% | +14.60% | 18th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.23% | 86.86% | +1.37% | 45th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.40% | 6.86% | -8.26% | 12th bottom |
| Loan Growth (Y/Y) | 3.61% | 7.90% | -4.29% | 40th below |
| Deposit Growth (Y/Y) | -2.33% | 6.29% | -8.62% | 13th bottom |
See Fifth District Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Fifth District Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Fifth District Savings Bank profile, how to read a UBPR, or how this data updates.