First American Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First American Bank of Elk Grove Village, IL against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.52% | 1.34% | +0.18% | 67th above |
| ROAE | 18.72% | 12.40% | +6.32% | 86th top |
| Net Interest Margin | 3.47% | 3.83% | -0.36% | 34th below |
| Efficiency Ratio | 57.31% | 57.84% | -0.53% | 53rd above |
| PPNR / Avg Assets | 1.64% | — | — | 43rd below |
| Yield on Earning Assets | 5.45% | 5.71% | -0.26% | 44th below |
| Cost of Funds | 2.13% | 2.02% | +0.11% | 42nd below |
| Net Interest Spread | 2.79% | — | — | 32nd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.54% | 1.00% | -0.46% | 55th above |
| NPA / Total Assets | 0.21% | — | — | 75th top |
| NCO / Avg Loans | -0.03% | 0.43% | -0.46% | 96th top |
| ACL / Total Loans | 1.36% | — | — | 76th top |
| ACL / NPLs (Coverage) | 250.39% | — | — | 63rd above |
| Texas Ratio | 2.79% | 7.40% | -4.61% | 67th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 13.77% | 14.99% | -1.22% | 54th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 13.77% | 15.02% | -1.25% | 54th above |
| Total Capital Ratio | 14.80% | — | — | 53rd above |
| Leverage Ratio | 7.58% | 11.11% | -3.53% | 1st bottom |
| Equity / Assets | 8.05% | 11.02% | -2.97% | 8th bottom |
| TCE / Tangible Assets | 7.94% | — | — | 11th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 60.96% | 86.99% | -26.03% | 93rd top |
| Core Deposit Ratio | 94.53% | 85.57% | +8.96% | 82nd top |
| Uninsured Deposit Ratio | 44.58% | 33.19% | +11.39% | 18th bottom |
| Wholesale Funding Ratio | 25.53% | — | — | 1st bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.38% | — | — | 57th above |
| Loan Growth (Y/Y) | 9.37% | — | — | 71st above |
| Deposit Growth (Y/Y) | 10.63% | — | — | 76th top |
See First American Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First American Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First American Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the First American Bank peer analysis.