First Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Bank of Ketchikan, AK against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.43% | 1.25% | +0.18% | 58th above |
| ROAE | 17.76% | 13.17% | +4.59% | 78th top |
| Net Interest Margin | 3.49% | 3.95% | -0.46% | 26th below |
| Efficiency Ratio | 66.50% | 61.50% | +5.00% | 35th below |
| PPNR / Avg Assets | 1.44% | — | — | 40th below |
| Yield on Earning Assets | 4.76% | 5.67% | -0.91% | 15th bottom |
| Cost of Funds | 1.17% | 1.87% | -0.70% | 86th top |
| Net Interest Spread | 2.56% | — | — | 15th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.41% | 0.93% | -0.52% | 50th above |
| NPA / Total Assets | 0.11% | — | — | 68th above |
| NCO / Avg Loans | -0.03% | 0.15% | -0.18% | 93rd top |
| ACL / Total Loans | 2.14% | — | — | 95th top |
| ACL / NPLs (Coverage) | 523.48% | — | — | 72nd above |
| Texas Ratio | 0.09% | 6.06% | -5.97% | 86th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 24.62% | 17.18% | +7.44% | 88th top |
| Tier 1 Ratio | 24.62% | 17.21% | +7.41% | 88th top |
| Total Capital Ratio | 25.87% | — | — | 88th top |
| Leverage Ratio | 10.16% | 11.75% | -1.59% | 35th below |
| Equity / Assets | 8.04% | 10.98% | -2.94% | 14th bottom |
| TCE / Tangible Assets | 8.04% | — | — | 16th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 30.10% | 80.44% | -50.34% | 98th top |
| Core Deposit Ratio | 76.02% | 86.95% | -10.93% | 10th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.14% | — | — | 40th below |
| Loan Growth (Y/Y) | 3.45% | — | — | 38th below |
| Deposit Growth (Y/Y) | 2.18% | — | — | 36th below |
See First Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the First Bank peer analysis.