First Bank and Trust of Fullerton: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions dropped 41.9% in Q2 2026, from $10.5M to $6.1M. It was the largest change from Q1 2026 among the key lines here. Within Nebraska, First Bank and Trust of Fullerton is 85th of 138 on loan-to-deposit ratio, 82.81% as of Q2 2026, below the middle of the field. At 82.81%, First Bank and Trust of Fullerton's loan-to-deposit ratio is close to the 80.94% median for banks in the $100M-1B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $6.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $31.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $8.8M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 8.16% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 82.81% |
| Net loans and leases to deposits | 81.67% |
| Loans and leases to core deposits | 85.36% |
| Core deposits to total deposits | 89.95% |
| Brokered deposits to total deposits | 7.07% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 95.33% | 87.71% | $0 | $18.1M |
| Q4 2023 | 85.36% | 86.71% | $0 | $10.1M |
| Q1 2024 | 84.01% | 86.32% | $0 | $7.7M |
| Q2 2024 | 85.38% | 85.09% | $0 | $6.7M |
| Q3 2024 | 93.50% | 85.86% | $0 | $15.2M |
| Q4 2024 | 88.68% | 90.09% | $0 | $11.1M |
| Q1 2025 | 80.13% | 85.94% | $0 | $9.0M |
| Q2 2025 | 83.03% | 84.79% | $0 | $9.0M |
| Q3 2025 | 95.18% | 87.63% | $0 | $18.4M |
| Q4 2025 | 85.26% | 90.60% | $0 | $9.6M |
| Q1 2026 | 80.01% | 89.88% | $0 | $8.8M |
| Q2 2026 | 82.81% | 89.95% | $0 | $8.8M |
First Bank and Trust of Fullerton liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First Bank and Trust of Fullerton, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Bank and Trust of Fullerton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5405) · FFIEC NIC profile (RSSD 266655)