The First Bank of Greenwich: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The First Bank of Greenwich of Cos Cob, CT against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.84% | 1.35% | -0.51% | 25th below |
| ROAE | 9.12% | 13.33% | -4.21% | 31st below |
| Net Interest Margin | 3.00% | 3.93% | -0.93% | 10th bottom |
| Efficiency Ratio | 65.11% | 61.13% | +3.98% | 39th below |
| PPNR / Avg Assets | 1.06% | 1.68% | -0.62% | 23rd bottom |
| Yield on Earning Assets | 5.50% | 5.67% | -0.17% | 45th below |
| Cost of Funds | 2.71% | 1.88% | +0.83% | 10th bottom |
| Net Interest Spread | 2.18% | 3.33% | -1.15% | 6th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.07% | 0.94% | -0.87% | 76th top |
| NPA / Total Assets | 0.07% | 0.70% | -0.63% | 75th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.08% | 1.28% | -0.20% | 36th below |
| ACL / NPLs (Coverage) | 1479.51% | 1546.18% | -66.67% | — |
| Texas Ratio | 11.26% | 7.33% | +3.93% | 19th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.10% | 19.50% | -8.40% | 9th bottom |
| Tier 1 Ratio | 11.10% | 19.53% | -8.43% | 9th bottom |
| Total Capital Ratio | 12.34% | 20.62% | -8.28% | 10th bottom |
| Leverage Ratio | 9.26% | 12.14% | -2.88% | 17th bottom |
| Equity / Assets | 9.32% | 11.37% | -2.05% | 33rd below |
| TCE / Tangible Assets | 9.32% | 11.08% | -1.76% | 37th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 106.73% | 80.64% | +26.09% | 5th bottom |
| Core Deposit Ratio | 55.29% | 86.87% | -31.58% | 1st bottom |
| Wholesale Funding Ratio | 6.16% | 5.03% | +1.13% | 31st below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.13% | 6.85% | -5.72% | 26th below |
| Loan Growth (Y/Y) | 1.61% | 7.92% | -6.31% | 29th below |
| Deposit Growth (Y/Y) | -0.91% | 6.29% | -7.20% | 18th bottom |
See The First Bank of Greenwich's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The First Bank of Greenwich, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The First Bank of Greenwich profile, how to read a UBPR, or how this data updates.