First Bank of Manhattan: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Bank of Manhattan of Manhattan, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.81% | 1.34% | +0.47% | 79th top |
| ROAE | 18.60% | 13.31% | +5.29% | 82nd top |
| Net Interest Margin | 3.85% | 3.93% | -0.08% | 45th below |
| Efficiency Ratio | 55.80% | 61.14% | -5.34% | 67th above |
| PPNR / Avg Assets | 1.82% | 1.68% | +0.14% | 64th above |
| Yield on Earning Assets | 4.82% | 5.67% | -0.85% | 17th bottom |
| Cost of Funds | 1.07% | 1.88% | -0.81% | 89th top |
| Net Interest Spread | 3.33% | 3.32% | +0.01% | 50th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | -0.46% | 0.16% | -0.62% | 99th top |
| ACL / Total Loans | 1.16% | 1.28% | -0.12% | 46th below |
| Texas Ratio | 0.00% | 7.33% | -7.33% | 95th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 19.26% | 19.50% | -0.24% | 75th top |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 19.26% | 19.54% | -0.28% | 75th top |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 20.51% | 20.62% | -0.11% | 75th top |
| Leverage Ratio | 10.16% | 12.14% | -1.98% | 35th below |
| Equity / Assets | 9.69% | 11.37% | -1.68% | 39th below |
| TCE / Tangible Assets | 9.69% | 11.09% | -1.40% | 44th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 63.42% | 80.64% | -17.22% | 79th top |
| Core Deposit Ratio | 95.91% | 86.86% | +9.05% | 88th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.54% | 6.85% | -8.39% | 12th bottom |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.36% | 7.90% | -1.54% | 57th above |
| Deposit Growth (Y/Y) | -3.03% | 6.29% | -9.32% | 10th bottom |
See First Bank of Manhattan's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Bank of Manhattan, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Bank of Manhattan profile, how to read a UBPR, or how this data updates.