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First Central Bank McCook: Non-Performing Assets Ratio

4.76% Ranks #42 of 3,656 U.S. banks · 99th percentile

Data as of · sourced from FFIEC call reports. How we update

First Central Bank McCook reported a non-performing assets ratio of 4.76% as of Q2 2026, ranking #42 of 3,656 U.S. banks (99th percentile). The NPA ratio extends NPL to include other real estate owned (OREO), the full picture of distressed assets relative to the bank's size.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 4.76%
Q1 2026 3.67%
Q4 2025 4.47%
Q3 2025 6.07%
Q2 2025 4.92%
Q1 2025 4.76%
Q4 2024 4.71%
Q3 2024 7.30%
Q2 2024 6.11%
Q1 2024 5.15%
Q4 2023 6.67%
Q3 2023 5.32%

National Context

Latest value 4.76%
National rank#42 of 3,656
Percentile 99th
12-quarter low3.67%
12-quarter high7.30%
Full rankingView leaderboard

What is the Non-Performing Assets Ratio?

The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.

Most community banks report NPA between 0.2% and 1%. Spikes are usually CRE-driven (commercial real estate downturns produce OREO in waves). Compare NPA to NPL: if NPA materially exceeds NPL, the bank is sitting on foreclosed property.

Full definition & formula →

Frequently asked questions

What is First Central Bank McCook's Non-Performing Assets Ratio?

First Central Bank McCook's Non-Performing Assets Ratio was 4.76% as of Q2 2026, ranking #42 of 3,656 U.S. banks.

What is the Non-Performing Assets Ratio?

The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full First Central Bank McCook profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 34995) · FFIEC NIC profile (RSSD 2726050)