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First Citizens Community Bank: Return on Average Equity

12.36% Ranks #1,843 of 3,648 U.S. banks · 50th percentile

Data as of · sourced from FFIEC call reports. How we update

First Citizens Community Bank reported a return on average equity of 12.36% as of Q2 2026, ranking #1,843 of 3,648 U.S. banks (50th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 12.36%
Q1 2026 12.37%
Q4 2025 12.75%
Q3 2025 12.37%
Q2 2025 11.12%
Q1 2025 10.04%
Q4 2024 10.34%
Q3 2024 9.89%
Q2 2024 7.45%
Q1 2024 9.64%
Q4 2023 10.83%
Q3 2023 10.90%

National Context

Latest value 12.36%
National rank#1,843 of 3,648
Percentile 50th
12-quarter low7.45%
12-quarter high12.75%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is First Citizens Community Bank's Return on Average Equity?

First Citizens Community Bank's Return on Average Equity was 12.36% as of Q2 2026, ranking #1843 of 3,648 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full First Citizens Community Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 7593) · FFIEC NIC profile (RSSD 978118)