First Federal Community Bank of Bucyrus: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Federal Community Bank of Bucyrus of Bucyrus, OH against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.21% | 1.34% | -0.13% | 46th below |
| ROAE | 15.44% | 13.32% | +2.12% | 68th above |
| Net Interest Margin | 4.33% | 3.93% | +0.40% | 72nd above |
| Efficiency Ratio | 66.31% | 61.13% | +5.18% | 37th below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.58% | 1.68% | -0.10% | 50th above |
| Yield on Earning Assets | 6.70% | 5.67% | +1.03% | 91st top |
| Cost of Funds | 2.54% | 1.88% | +0.66% | 14th bottom |
| Net Interest Spread | 4.17% | 3.32% | +0.85% | 89th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.47% | 0.94% | -0.47% | 46th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.57% | 0.70% | -0.13% | 35th below |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 88th top |
| ACL / Total Loans | 0.98% | 1.28% | -0.30% | 23rd bottom |
| ACL / NPLs (Coverage) | 206.59% | 1546.65% | -1340.06% | 49th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.84% | 7.34% | -0.50% | 32nd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 9.77% | 19.49% | -9.72% | 2nd bottom |
| Tier 1 Ratio | 9.77% | 19.52% | -9.75% | 1st bottom |
| Total Capital Ratio | 10.89% | 20.61% | -9.72% | 2nd bottom |
| Leverage Ratio | 8.10% | 12.14% | -4.04% | 3rd bottom |
| Equity / Assets | 7.58% | 11.37% | -3.79% | 10th bottom |
| TCE / Tangible Assets | 7.48% | 11.08% | -3.60% | 11th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 109.09% | 80.65% | +28.44% | 4th bottom |
| Core Deposit Ratio | 90.69% | 86.85% | +3.84% | 59th above |
| Wholesale Funding Ratio | 14.09% | 5.03% | +9.06% | 6th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 11.09% | 6.84% | +4.25% | 86th top |
| Loan Growth (Y/Y) | 12.78% | 7.92% | +4.86% | 82nd top |
| Deposit Growth (Y/Y) | 7.75% | 6.29% | +1.46% | 75th top |
See First Federal Community Bank of Bucyrus's peers by name
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Unlock First Federal Community Bank of Bucyrus, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Federal Community Bank of Bucyrus profile, how to read a UBPR, or how this data updates.