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First Federal Savings and Loan Association of Central Illinois, S.B.: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

Brokered deposits climbed 142.1% in Q2 2026, from $4.2M to $10.2M. It was the largest change from Q1 2026 among the key lines here. Within Illinois, First Federal Savings and Loan Association of Central Illinois, S.B. is 174th of 323 on total deposits, $201.5M as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is $277.3M on total deposits. First Federal Savings and Loan Association of Central Illinois, S.B. sits 27% lower, at $201.5M (Q2 2026).

Deposit totals

Deposit totals for First Federal Savings and Loan Association of Central Illinois, S.B., Q2 2026
Line item Q2 2026
Total deposits $201.5M
Domestic office deposits $201.5M
Foreign office deposits —
Deposits to total assets 85.77%
Deposits to total liabilities 96.40%

Deposit composition

Deposit composition for First Federal Savings and Loan Association of Central Illinois, S.B., Q2 2026
Line item Q2 2026
Demand deposits $40.3M
Savings deposits $44.4M
Transaction accounts to domestic deposits 23.53%
Time deposits $49K
Time deposits under $100k $38.4M
Time deposits $100k to $250k $41.0M
Time deposits over $250k $19.7M
Noninterest-bearing share of deposits 10.42%

Stability of funding

Stability of funding for First Federal Savings and Loan Association of Central Illinois, S.B., Q2 2026
Line item Q2 2026
Core deposits $171.7M
Core deposits to total deposits 85.17%
Insured deposits —
Uninsured deposits —
Uninsured deposits to total deposits —
Brokered deposits $10.2M
Brokered deposits to total deposits 5.04%

Cost of deposits

Cost of deposits for First Federal Savings and Loan Association of Central Illinois, S.B., Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits 2.43%
Interest expense on deposits $1.1M
Loans and leases to core deposits 92.43%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, First Federal Savings and Loan Association of Central Illinois, S.B., oldest first
Quarter Total depositsCore depositsBrokered depositsCost of interest-bearing deposits
Q3 2023 $161.7M 92.79% 0.00% 1.63%
Q4 2023 $168.0M 89.36% 2.95% 1.94%
Q1 2024 $170.3M 89.17% 2.92% 2.27%
Q2 2024 $172.9M 88.59% 2.87% 2.47%
Q3 2024 $173.3M 89.44% 0.00% 2.66%
Q4 2024 $182.6M 89.65% 2.29% 2.48%
Q1 2025 $184.1M 89.39% 2.27% 2.45%
Q2 2025 $180.2M 89.16% 2.32% 2.48%
Q3 2025 $187.5M 88.62% 2.23% 2.49%
Q4 2025 $188.2M 88.03% 2.23% 2.47%
Q1 2026 $193.3M 88.08% 2.17% 2.38%
Q2 2026 $201.5M 85.17% 5.04% 2.43%

First Federal Savings and Loan Association of Central Illinois, S.B. deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Federal Savings and Loan Association of Central Illinois, S.B. profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 29645) · FFIEC NIC profile (RSSD 399973)