First Federal Savings and Loan Association of McMinnville: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 3.44 percentage points in Q2 2026, from 79.87% to 83.31%. It was the largest change from Q1 2026 among the key lines here. Within Oregon, First Federal Savings and Loan Association of McMinnville is 9th of 12 on loan-to-deposit ratio, 73.73% as of Q2 2026, below the middle of the field. First Federal Savings and Loan Association of McMinnville reported 73.73% on loan-to-deposit ratio for Q2 2026, 7.11 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $44.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $218.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $19.6M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.89% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 73.73% |
| Net loans and leases to deposits | 72.97% |
| Loans and leases to core deposits | 83.31% |
| Core deposits to total deposits | 88.51% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 68.45% | 93.28% | $0 | $25.1M |
| Q4 2023 | 70.51% | 92.97% | $0 | $25.0M |
| Q1 2024 | 69.85% | 92.50% | $0 | $10.0M |
| Q2 2024 | 71.38% | 91.51% | $0 | $16.0M |
| Q3 2024 | 74.17% | 91.05% | $0 | $15.8M |
| Q4 2024 | 72.57% | 90.60% | $0 | $19.6M |
| Q1 2025 | 70.58% | 89.90% | $0 | $19.6M |
| Q2 2025 | 72.94% | 89.56% | $0 | $19.6M |
| Q3 2025 | 72.20% | 89.08% | $0 | $19.6M |
| Q4 2025 | 71.34% | 88.37% | $0 | $19.6M |
| Q1 2026 | 70.83% | 88.68% | $0 | $19.6M |
| Q2 2026 | 73.73% | 88.51% | $0 | $19.6M |
First Federal Savings and Loan Association of McMinnville liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First Federal Savings and Loan Association of McMinnville, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Federal Savings and Loan Association of McMinnville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29624) · FFIEC NIC profile (RSSD 90579)