First Hope Bank, a National Banking Association: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 23.3% lower than in Q1 2026, at $38.2M. Within New Jersey, First Hope Bank, a National Banking Association is 34th of 49 on loan-to-deposit ratio, 75.54% as of Q2 2026, below the middle of the field. First Hope Bank, a National Banking Association reported 75.54% on loan-to-deposit ratio for Q2 2026, 5.30 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $38.2M |
| Cash and noninterest-bearing balances to assets | 5.82% |
| Cash and securities | $182.2M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 75.54% |
| Net loans and leases to deposits | 74.56% |
| Loans and leases to core deposits | 77.52% |
| Core deposits to total deposits | 97.44% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 68.82% | 98.24% | $0 | $0 |
| Q4 2023 | 70.15% | 98.17% | $0 | $0 |
| Q1 2024 | 71.01% | 97.79% | $0 | $0 |
| Q2 2024 | 73.32% | 97.66% | $0 | $0 |
| Q3 2024 | 69.16% | 97.39% | $0 | $0 |
| Q4 2024 | 71.45% | 97.24% | $0 | $0 |
| Q1 2025 | 70.85% | 97.32% | $0 | $0 |
| Q2 2025 | 71.18% | 97.16% | $0 | $0 |
| Q3 2025 | 68.80% | 97.85% | $0 | $0 |
| Q4 2025 | 73.06% | 97.55% | $0 | $0 |
| Q1 2026 | 74.05% | 97.49% | $0 | $0 |
| Q2 2026 | 75.54% | 97.44% | $0 | $0 |
First Hope Bank, a National Banking Association liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First Hope Bank, a National Banking Association, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Hope Bank, a National Banking Association profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 6354) · FFIEC NIC profile (RSSD 434203)