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First National Bank: Balance Sheet

Data as of · Call Report Schedule RC How we update

Assets, liabilities and equity as reported on Schedule RC, the statement every other page on this profile is derived from.

Loans held for sale dropped 37.7% in Q2 2026, from $3.8M to $2.4M. It was the largest change from Q1 2026 among the key lines here. Within South Dakota, First National Bank is 12th of 56 on total assets, $2.03B as of Q2 2026, above the middle of the field. At $2.03B, First National Bank's total assets is close to the $2.02B median for banks in the $1B-10B asset tier (Q2 2026).

Assets

Assets for First National Bank, Q2 2026
Line item Q2 2026
Total assets $2.03B
Cash and balances due from depository institutions $127.1M
Total securities $264.7M
Fed funds sold and reverse repos $0
Net loans and leases $1.49B
Loans held for sale $2.4M
Trading account assets $0
Premises and fixed assets $39.8M
Other real estate owned $674K
Goodwill and other intangibles $53.8M
All other assets $49.9M

Liabilities

Liabilities for First National Bank, Q2 2026
Line item Q2 2026
Total liabilities $1.56B
Total deposits $1.51B
Fed funds purchased and repos $0
Trading liabilities $0
Other borrowed money $14.8M
Subordinated notes and debentures $0
All other liabilities $30.0M

Equity capital

Equity capital for First National Bank, Q2 2026
Line item Q2 2026
Total equity capital $476.5M
Common stock $971K
Common stock surplus $13.0M
Retained earnings $438.5M
Preferred stock and surplus $38.0M
Accumulated other comprehensive income -$14.1M
Total liabilities and equity capital $2.03B

Balance Sheet trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total assets and total liabilities
Loans, securities and cash

Balance Sheet by quarter

Values plotted above, First National Bank, oldest first
Quarter Total assetsTotal liabilitiesNet loans and leasesSecuritiesCash and balances due
Q3 2023 $1.67B $1.30B $1.27B $246.4M $37.5M
Q4 2023 $1.66B $1.28B $1.27B $247.4M $33.0M
Q1 2024 $1.66B $1.28B $1.25B $240.6M $58.3M
Q2 2024 $1.66B $1.26B $1.24B $191.6M $112.0M
Q3 2024 $1.66B $1.25B $1.25B $209.5M $85.4M
Q4 2024 $1.69B $1.28B $1.26B $205.1M $104.2M
Q1 2025 $1.70B $1.28B $1.28B $199.4M $117.4M
Q2 2025 $1.71B $1.28B $1.31B $193.5M $101.3M
Q3 2025 $2.04B $1.59B $1.44B $231.5M $213.9M
Q4 2025 $2.07B $1.62B $1.44B $244.5M $235.6M
Q1 2026 $2.05B $1.58B $1.46B $265.4M $178.0M
Q2 2026 $2.03B $1.56B $1.49B $264.7M $127.1M

First National Bank balance sheet, all the way back

Balance Sheet back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedule RC, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 14712) · FFIEC NIC profile (RSSD 355858)