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First National Bank: Return on Average Equity

14.76% Ranks #1,273 of 3,651 U.S. banks · 65th percentile

Data as of · sourced from FFIEC call reports. How we update

First National Bank reported a return on average equity of 14.76% as of Q2 2026, ranking #1,273 of 3,651 U.S. banks (65th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 14.76%
Q1 2026 23.89%
Q4 2025 27.87%
Q3 2025 30.78%
Q2 2025 57.60%
Q1 2025 34.68%
Q4 2024 33.64%
Q3 2024 31.18%
Q2 2024 38.45%
Q1 2024 46.14%
Q4 2023 68.80%
Q3 2023 76.84%

National Context

Latest value 14.76%
National rank#1,273 of 3,651
Percentile 65th
12-quarter low14.76%
12-quarter high76.84%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is First National Bank's Return on Average Equity?

First National Bank's Return on Average Equity was 14.76% as of Q2 2026, ranking #1273 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full First National Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 17643) · FFIEC NIC profile (RSSD 823450)