First National Bank in Cimarron: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income dropped 10.3% in Q2 2026, from -$4.3M to -$4.7M. It was the largest change from Q1 2026 among the key lines here. Within Kansas, First National Bank in Cimarron is 31st of 84 on CET1 ratio, 16.23% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 15.07% on CET1 ratio. First National Bank in Cimarron sits 1.16 points higher, at 16.23% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 16.23% |
| Tier 1 risk-based capital ratio | 16.23% |
| Total risk-based capital ratio | 17.28% |
| Tier 1 leverage ratio | 9.60% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $14.3M |
| Tier 1 capital | $14.3M |
| Total risk-based capital | $15.3M |
| Total equity capital | $9.6M |
| Risk-weighted assets | $88.4M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 6.71% |
| Tangible equity to tangible assets | 6.71% |
| Equity capital to average assets | 6.44% |
| Internal capital growth rate | 26.51% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $100K |
| Common stock surplus | $2.5M |
| Retained earnings | $11.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$4.7M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 15.55% | 15.55% | 16.46% | 8.52% | $74.8M |
| Q4 2023 | 14.85% | 14.85% | 15.79% | 8.21% | $76.3M |
| Q1 2024 | 14.84% | 14.84% | 15.78% | 8.36% | $81.5M |
| Q2 2024 | 14.79% | 14.79% | 15.83% | 8.73% | $83.0M |
| Q3 2024 | 14.37% | 14.37% | 15.38% | 8.76% | $86.3M |
| Q4 2024 | 13.33% | 13.33% | 14.33% | 8.27% | $90.7M |
| Q1 2025 | 14.38% | 14.38% | 15.49% | 8.21% | $87.7M |
| Q2 2025 | 14.57% | 14.57% | 15.68% | 8.74% | $89.3M |
| Q3 2025 | 15.08% | 15.08% | 16.14% | 9.01% | $88.1M |
| Q4 2025 | 14.68% | 14.68% | 15.74% | 8.75% | $88.0M |
| Q1 2026 | 15.86% | 15.86% | 16.93% | 8.93% | $86.5M |
| Q2 2026 | 16.23% | 16.23% | 17.28% | 9.60% | $88.4M |
First National Bank in Cimarron regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank in Cimarron, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank in Cimarron profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4638) · FFIEC NIC profile (RSSD 677354)