First National Bank in New Bremen: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First National Bank in New Bremen of New Bremen, OH against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.41% | 1.34% | +0.07% | 58th above |
| ROAE | 14.11% | 13.32% | +0.79% | 61st above |
| Net Interest Margin | 2.73% | 3.93% | -1.20% | 5th bottom |
| Efficiency Ratio | 50.20% | 61.14% | -10.94% | 80th top |
| PPNR / Avg Assets | 1.45% | 1.68% | -0.23% | 42nd below |
| Yield on Earning Assets | 4.41% | 5.67% | -1.26% | 7th bottom |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.84% | 1.88% | -0.04% | 47th below |
| Net Interest Spread | 2.13% | 3.32% | -1.19% | 6th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.17% | 0.94% | -0.77% | 66th above |
| NPA / Total Assets | 0.05% | 0.70% | -0.65% | 77th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.03% | 0.16% | -0.13% | 31st below |
| ACL / Total Loans | 1.87% | 1.28% | +0.59% | 91st top |
| ACL / NPLs (Coverage) | 1127.94% | 1546.33% | -418.39% | — |
| Texas Ratio | 0.49% | 7.34% | -6.85% | 80th top |
| Provision / NCO | -284.62% | 1396.02% | -1680.64% | 3rd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 32.11% | 19.47% | +12.64% | 94th top |
| Tier 1 Ratio | 32.11% | 19.51% | +12.60% | 94th top |
| Total Capital Ratio | 33.37% | 20.59% | +12.78% | 94th top |
| Leverage Ratio | 10.83% | 12.14% | -1.31% | 47th below |
| Equity / Assets | 10.14% | 11.37% | -1.23% | 47th below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.14% | 11.08% | -0.94% | 52nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 35.54% | 80.68% | -45.14% | 97th top |
| Core Deposit Ratio | 92.00% | 86.85% | +5.15% | 67th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.56% | 6.84% | -0.28% | 66th above |
| Loan Growth (Y/Y) | -3.97% | 7.92% | -11.89% | 10th bottom |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.21% | 6.29% | -0.08% | 65th above |
See First National Bank in New Bremen's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First National Bank in New Bremen, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First National Bank in New Bremen profile, how to read a UBPR, or how this data updates.