The First National Bank of Allendale: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income fell 6.3% from Q1 2026 to Q2 2026, ending at -$3.9M against -$3.7M. It was the largest change among the key lines on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.80% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $42.0M |
| Tier 1 capital | $42.0M |
| Total risk-based capital | — |
| Total equity capital | $38.9M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.24% |
| Tangible equity to tangible assets | 9.13% |
| Equity capital to average assets | 9.06% |
| Internal capital growth rate | 11.80% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $450K |
| Common stock surplus | $4.7M |
| Retained earnings | $37.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$3.9M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 9.35% | 7.24% | 7.10% |
| Q4 2023 | 9.37% | 7.81% | 7.68% |
| Q1 2024 | 9.16% | 7.63% | 7.50% |
| Q2 2024 | 9.08% | 7.74% | 7.62% |
| Q3 2024 | 9.35% | 8.42% | 8.30% |
| Q4 2024 | 9.55% | 8.25% | 8.13% |
| Q1 2025 | 9.74% | 8.35% | 8.23% |
| Q2 2025 | 9.73% | 8.54% | 8.42% |
| Q3 2025 | 10.04% | 9.19% | 9.07% |
| Q4 2025 | 9.23% | 8.49% | 8.38% |
| Q1 2026 | 9.41% | 8.81% | 8.70% |
| Q2 2026 | 9.80% | 9.24% | 9.13% |
The First National Bank of Allendale regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Allendale, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Allendale profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12365) · FFIEC NIC profile (RSSD 990642)