The First National Bank of Assumption: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The First National Bank of Assumption of Assumption, IL against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.23% | 3.33% | -2.10% | 60th above |
| ROAE | 12.67% | 8.28% | +4.39% | 71st above |
| Net Interest Margin | 3.67% | 3.92% | -0.25% | 38th below |
| Efficiency Ratio | 57.75% | 84.51% | -26.76% | 74th above |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.49% | 1.56% | -0.07% | 61st above |
| Yield on Earning Assets | 4.24% | 5.24% | -1.00% | 16th bottom |
| Cost of Funds | 0.62% | 1.67% | -1.05% | 93rd top |
| Net Interest Spread | 3.37% | 3.30% | +0.07% | 53rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 1.17% | 1.42% | -0.25% | 27th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.31% | 0.71% | -0.40% | 40th below |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 53rd above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.39% | 1.53% | -0.14% | 62nd above |
| ACL / NPLs (Coverage) | 119.23% | 723.07% | -603.84% | 43rd below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 3.33% | 8.57% | -5.24% | 43rd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 11.14% | 22.10% | -10.96% | 29th below |
| Equity / Assets | 9.55% | 20.74% | -11.19% | 22nd bottom |
| TCE / Tangible Assets | 9.55% | 20.49% | -10.94% | 23rd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 29.41% | 74.34% | -44.93% | 92nd top |
| Core Deposit Ratio | 96.55% | 88.29% | +8.26% | 80th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.03% | 3.83% | -3.86% | 32nd below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 3.85% | 6.85% | -3.00% | 56th above |
| Deposit Growth (Y/Y) | -0.73% | 2.98% | -3.71% | 31st below |
See The First National Bank of Assumption's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The First National Bank of Assumption, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The First National Bank of Assumption profile, how to read a UBPR, or how this data updates.