The First National Bank of Brooksville: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The First National Bank of Brooksville of Brooksville, KY against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.37% | 3.14% | -2.77% | 22nd bottom |
| ROAE | 3.39% | 10.43% | -7.04% | 26th below |
| Net Interest Margin | 4.32% | 3.93% | +0.39% | 69th above |
| Efficiency Ratio Ahead of the peer average, behind the median peer. | 74.09% | 76.31% | -2.22% | 43rd below |
| PPNR / Avg Assets | 1.16% | 1.40% | -0.24% | 47th below |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.23% | 5.35% | -0.12% | 50th above |
| Cost of Funds | 0.98% | 1.71% | -0.73% | 81st top |
| Net Interest Spread | 3.85% | 3.31% | +0.54% | 73rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.62% | 1.34% | -0.72% | 39th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.35% | 0.71% | -0.36% | 38th below |
| NCO / Avg Loans | 1.41% | 0.10% | +1.31% | 2nd bottom |
| ACL / Total Loans | 1.06% | 1.49% | -0.43% | 34th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 170.00% | 866.24% | -696.24% | 54th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.11% | 8.25% | -2.14% | 30th below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 100.00% | 315.45% | -215.45% | 62nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 11.53% | 17.62% | -6.09% | 34th below |
| Equity / Assets | 11.05% | 16.43% | -5.38% | 36th below |
| TCE / Tangible Assets | 11.05% | 16.18% | -5.13% | 39th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 64.04% | 72.85% | -8.81% | 55th above |
| Core Deposit Ratio | 97.83% | 88.20% | +9.63% | 87th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.28% | 4.31% | -4.03% | 35th below |
| Loan Growth (Y/Y) | 2.05% | 6.73% | -4.68% | 49th below |
| Deposit Growth (Y/Y) | 4.44% | 3.77% | +0.67% | 63rd above |
See The First National Bank of Brooksville's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The First National Bank of Brooksville, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The First National Bank of Brooksville profile, how to read a UBPR, or how this data updates.