The First National Bank of Brownstown: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 28.3% lower than in Q1 2026, at $7.2M. On loan-to-deposit ratio, The First National Bank of Brownstown is 16th from the bottom among 323 Illinois banks, 41.76% (Q2 2026). The First National Bank of Brownstown reported 41.76% on loan-to-deposit ratio for Q2 2026, 25.86 points below the 67.62% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $7.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $35.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 41.76% |
| Net loans and leases to deposits | 40.93% |
| Loans and leases to core deposits | 44.36% |
| Core deposits to total deposits | 94.14% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 41.62% | 97.79% | $0 | $0 |
| Q4 2023 | 40.77% | 97.29% | $0 | $0 |
| Q1 2024 | 41.88% | 97.31% | $0 | $0 |
| Q2 2024 | 41.62% | 96.80% | $0 | $0 |
| Q3 2024 | 43.19% | 93.61% | $0 | $0 |
| Q4 2024 | 42.07% | 92.75% | $0 | $0 |
| Q1 2025 | 39.91% | 93.32% | $0 | $0 |
| Q2 2025 | 33.96% | 94.99% | $0 | $0 |
| Q3 2025 | 41.95% | 94.19% | $0 | $0 |
| Q4 2025 | 41.94% | 94.30% | $0 | $0 |
| Q1 2026 | 39.70% | 94.37% | $0 | $0 |
| Q2 2026 | 41.76% | 94.14% | $0 | $0 |
The First National Bank of Brownstown liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Brownstown, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Brownstown profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3770) · FFIEC NIC profile (RSSD 207041)