The First National Bank of Ely: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The First National Bank of Ely of Ely, NV against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.26% | 1.35% | -0.09% | 50th above |
| ROAE | 21.10% | 12.05% | +9.05% | 90th top |
| Net Interest Margin | 2.97% | 3.90% | -0.93% | 9th bottom |
| Efficiency Ratio | 53.64% | 63.15% | -9.51% | 73rd above |
| PPNR / Avg Assets | 1.31% | 1.64% | -0.33% | 35th below |
| Yield on Earning Assets | 4.25% | 5.65% | -1.40% | 5th bottom |
| Cost of Funds | 1.33% | 1.85% | -0.52% | 79th top |
| Net Interest Spread | 2.31% | 3.35% | -1.04% | 8th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.92% | -0.92% | 93rd top |
| NPA / Total Assets | 0.00% | 0.67% | -0.67% | 94th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 0.51% | 1.28% | -0.77% | 3rd bottom |
| Texas Ratio | 0.00% | 7.15% | -7.15% | 95th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.52% | 12.46% | -1.94% | 42nd below |
| Equity / Assets | 5.86% | 11.67% | -5.81% | 2nd bottom |
| TCE / Tangible Assets | 5.86% | 11.40% | -5.54% | 3rd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 18.23% | 78.67% | -60.44% | 99th top |
| Core Deposit Ratio | 100.00% | 87.09% | +12.91% | 100th top |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.33% | 5.11% | -0.78% | 43rd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 11.13% | 6.47% | +4.66% | 86th top |
| Loan Growth (Y/Y) | 56.89% | 7.62% | +49.27% | 99th top |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.00% | 6.02% | -2.02% | 50th above |
See The First National Bank of Ely's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The First National Bank of Ely, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The First National Bank of Ely profile, how to read a UBPR, or how this data updates.