The First National Bank of Gordon: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The First National Bank of Gordon of Gordon, NE against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.37% | 1.34% | +1.03% | 93rd top |
| ROAE | 17.44% | 13.32% | +4.12% | 78th top |
| Net Interest Margin | 4.60% | 3.93% | +0.67% | 82nd top |
| Efficiency Ratio | 41.32% | 61.14% | -19.82% | 94th top |
| PPNR / Avg Assets | 2.56% | 1.68% | +0.88% | 90th top |
| Yield on Earning Assets | 5.45% | 5.67% | -0.22% | 42nd below |
| Cost of Funds | 0.94% | 1.88% | -0.94% | 92nd top |
| Net Interest Spread | 4.26% | 3.32% | +0.94% | 91st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.28% | 0.94% | +0.34% | 22nd bottom |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.42% | 0.70% | -0.28% | 42nd below |
| NCO / Avg Loans | 0.16% | 0.16% | +0.00% | 15th bottom |
| ACL / Total Loans | 3.04% | 1.28% | +1.76% | 99th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 237.56% | 1546.62% | -1309.06% | 53rd above |
| Texas Ratio | 2.79% | 7.34% | -4.55% | 55th above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 286.46% | 1395.45% | -1108.99% | 65th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 36.48% | 19.47% | +17.01% | 95th top |
| Tier 1 Ratio | 36.48% | 19.51% | +16.97% | 95th top |
| Total Capital Ratio | 37.74% | 20.59% | +17.15% | 95th top |
| Leverage Ratio | 14.09% | 12.14% | +1.95% | 82nd top |
| Equity / Assets | 14.23% | 11.36% | +2.87% | 85th top |
| TCE / Tangible Assets | 14.23% | 11.08% | +3.15% | 86th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 38.35% | 80.68% | -42.33% | 96th top |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.74% | 86.85% | +0.89% | 42nd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -4.64% | 6.85% | -11.49% | 5th bottom |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.86% | 7.92% | -1.06% | 59th above |
| Deposit Growth (Y/Y) | -7.22% | 6.29% | -13.51% | 4th bottom |
See The First National Bank of Gordon's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The First National Bank of Gordon, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The First National Bank of Gordon profile, how to read a UBPR, or how this data updates.