The First National Bank of Hope: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Other borrowed money dropped 77.1% in Q2 2026, from $4.2M to $953K. It was the largest change from Q1 2026 among the key lines here. Within Kansas, The First National Bank of Hope is 138th of 182 on loan-to-deposit ratio, 61.05% as of Q2 2026, below the middle of the field. The First National Bank of Hope reported 61.05% on loan-to-deposit ratio for Q2 2026, 6.88 points below the 67.92% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $3.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $35.4M |
| Fed funds sold and reverse repos | $915K |
| Fed funds sold and reverse repos to assets | 1.10% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $953K |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.14% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 61.05% |
| Net loans and leases to deposits | 59.77% |
| Loans and leases to core deposits | 65.84% |
| Core deposits to total deposits | 92.73% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 54.77% | 96.24% | $0 | $4.6M |
| Q4 2023 | 61.14% | 96.29% | $0 | $4.5M |
| Q1 2024 | 63.06% | 96.23% | $480K | $7.1M |
| Q2 2024 | 66.17% | 95.77% | $2.3M | $7.1M |
| Q3 2024 | 66.71% | 94.81% | $2.5M | $7.1M |
| Q4 2024 | 63.82% | 94.74% | $0 | $7.0M |
| Q1 2025 | 68.18% | 95.40% | $3.0M | $4.4M |
| Q2 2025 | 65.72% | 94.96% | $122K | $4.4M |
| Q3 2025 | 62.55% | 94.63% | $0 | $1.9M |
| Q4 2025 | 66.99% | 94.26% | $11K | $5.9M |
| Q1 2026 | 66.09% | 94.02% | $152K | $4.2M |
| Q2 2026 | 61.05% | 92.73% | $0 | $953K |
The First National Bank of Hope liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Hope, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Hope profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4690) · FFIEC NIC profile (RSSD 870856)