First National Bank of Johnson: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Securities to assets: 0.99 percentage points higher than in Q1 2026, at 53.67%. On return on assets, First National Bank of Johnson is 10th from the bottom among 138 Nebraska banks, 0.56% (Q2 2026). First National Bank of Johnson reported 0.56% on return on assets for Q2 2026, 0.41 points below the 0.98% median for banks in the < $100M asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 15.17% |
| Equity capital to assets | 15.69% |
| Tangible equity to tangible assets | 15.29% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.01% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 0.76% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.56% |
| Return on equity | 3.64% |
| Net interest margin | 2.67% |
| Efficiency ratio | 78.07% |
| Yield on earning assets | 3.56% |
| Cost of funds | 1.01% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 39.04% |
| Core deposits to total deposits | 95.12% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 81.93% |
| Securities to assets | 53.67% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 16.31% | -0.01% | 1.63% | 0.00% | 0.05% |
| Q4 2023 | 16.26% | 0.25% | 1.71% | 0.00% | 0.00% |
| Q1 2024 | 16.13% | -0.22% | 1.58% | 0.00% | -0.01% |
| Q2 2024 | 16.14% | -0.13% | 1.60% | 0.00% | 0.00% |
| Q3 2024 | 16.19% | -0.20% | 1.48% | 0.00% | 0.00% |
| Q4 2024 | 15.53% | 0.29% | 1.52% | 0.00% | -0.04% |
| Q1 2025 | 15.47% | 0.17% | 1.94% | 0.00% | 0.00% |
| Q2 2025 | 15.41% | 0.27% | 1.91% | 0.00% | 0.00% |
| Q3 2025 | 15.64% | 0.33% | 1.97% | 0.00% | 0.08% |
| Q4 2025 | 15.48% | 0.12% | 2.30% | 0.00% | 0.04% |
| Q1 2026 | 15.18% | 0.46% | 2.42% | 0.00% | -0.04% |
| Q2 2026 | 15.17% | 0.56% | 2.67% | 0.00% | 0.01% |
First National Bank of Johnson vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank of Johnson, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank of Johnson profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5422) · FFIEC NIC profile (RSSD 563457)