The First National Bank of Mount Dora: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The First National Bank of Mount Dora of Mount Dora, FL against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.47% | 1.35% | -0.88% | 12th bottom |
| ROAE | 4.60% | 13.33% | -8.73% | 13th bottom |
| Net Interest Margin | 3.41% | 3.93% | -0.52% | 24th bottom |
| Efficiency Ratio | 86.49% | 61.12% | +25.37% | 8th bottom |
| PPNR / Avg Assets | 0.68% | 1.68% | -1.00% | 12th bottom |
| Yield on Earning Assets | 4.35% | 5.67% | -1.32% | 6th bottom |
| Cost of Funds | 1.03% | 1.88% | -0.85% | 90th top |
| Net Interest Spread | 2.46% | 3.32% | -0.86% | 12th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.41% | 0.94% | -0.53% | 50th above |
| NPA / Total Assets | 0.16% | 0.70% | -0.54% | 64th above |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.53% | 1.28% | +0.25% | 80th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 375.53% | 1546.56% | -1171.03% | 65th above |
| Texas Ratio | 1.45% | 7.34% | -5.89% | 68th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.31% | 12.14% | +0.17% | 68th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.37% | 11.37% | -1.00% | 51st above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.37% | 11.08% | -0.71% | 55th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 43.95% | 80.67% | -36.72% | 94th top |
| Core Deposit Ratio | 93.44% | 86.85% | +6.59% | 76th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -4.06% | 6.85% | -10.91% | 6th bottom |
| Loan Growth (Y/Y) | 1.40% | 7.92% | -6.52% | 28th below |
| Deposit Growth (Y/Y) | -5.72% | 6.29% | -12.01% | 6th bottom |
See The First National Bank of Mount Dora's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The First National Bank of Mount Dora, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The First National Bank of Mount Dora profile, how to read a UBPR, or how this data updates.