First National Bank of Omaha: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First National Bank of Omaha of Omaha, NE against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.85% | 1.34% | +0.51% | 85th top |
| ROAE | 16.26% | 12.25% | +4.01% | 82nd top |
| Net Interest Margin | 6.44% | 3.65% | +2.79% | 97th top |
| Efficiency Ratio | 46.76% | 53.87% | -7.11% | 77th top |
| PPNR / Avg Assets | 3.86% | 1.94% | +1.92% | 96th top |
| Yield on Earning Assets | 8.29% | 5.55% | +2.74% | 94th top |
| Cost of Funds | 1.99% | 1.99% | +0.00% | 46th below |
| Net Interest Spread | 5.65% | 2.95% | +2.70% | 96th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.13% | 1.05% | +0.08% | 28th below |
| NPA / Total Assets | 0.84% | 0.76% | +0.08% | 30th below |
| NCO / Avg Loans | 1.73% | 0.35% | +1.38% | 5th bottom |
| ACL / Total Loans | 4.03% | 1.35% | +2.68% | 97th top |
| ACL / NPLs (Coverage) | 355.78% | 208.67% | +147.11% | 90th top |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.56% | 10.27% | -3.71% | 49th below |
| Provision / NCO | 111.79% | 107.38% | +4.41% | 58th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.64% | 14.76% | -2.12% | 40th below |
| Tier 1 Ratio | 12.64% | 14.88% | -2.24% | 39th below |
| Total Capital Ratio | 13.92% | 16.10% | -2.18% | 40th below |
| Leverage Ratio | 10.83% | 10.26% | +0.57% | 69th above |
| Equity / Assets | 11.74% | 11.55% | +0.19% | 55th above |
| TCE / Tangible Assets | 10.32% | 9.47% | +0.85% | 73rd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 88.02% | 83.85% | +4.17% | 43rd below |
| Core Deposit Ratio | 91.49% | 86.72% | +4.77% | 56th above |
| Uninsured Deposit Ratio | 33.93% | 38.98% | -5.05% | 65th above |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 5.34% | 5.65% | -0.31% | 35th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 8.36% | 10.10% | -1.74% | 66th above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.88% | 10.15% | -3.27% | 55th above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 8.83% | 9.95% | -1.12% | 65th above |
See First National Bank of Omaha's peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First National Bank of Omaha, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First National Bank of Omaha profile, how to read a UBPR, or how this data updates.