First National Bank of Steeleville: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos dropped 61.4% in Q2 2026, from $9.6M to $3.7M. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, First National Bank of Steeleville is 32nd from the bottom among 323 Illinois banks, 48.30% (Q2 2026). First National Bank of Steeleville reported 48.30% on loan-to-deposit ratio for Q2 2026, 32.64 points below the 80.94% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $6.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $149.7M |
| Fed funds sold and reverse repos | $3.7M |
| Fed funds sold and reverse repos to assets | 1.35% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $8.9M |
| Other borrowed money | $3.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.11% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 48.30% |
| Net loans and leases to deposits | 47.79% |
| Loans and leases to core deposits | 52.94% |
| Core deposits to total deposits | 91.25% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 51.64% | 91.88% | $7.9M | $1.4M |
| Q4 2023 | 54.80% | 90.90% | $23.7M | $1.4M |
| Q1 2024 | 49.28% | 91.98% | $8.0M | $1.4M |
| Q2 2024 | 51.75% | 91.56% | $8.1M | $2.1M |
| Q3 2024 | 50.98% | 91.75% | $8.2M | $3.0M |
| Q4 2024 | 58.02% | 90.91% | $25.9M | $3.0M |
| Q1 2025 | 49.20% | 92.19% | $8.4M | $3.0M |
| Q2 2025 | 48.83% | 91.94% | $8.5M | $3.0M |
| Q3 2025 | 48.79% | 91.50% | $8.6M | $3.0M |
| Q4 2025 | 56.60% | 90.82% | $27.5M | $3.0M |
| Q1 2026 | 48.47% | 91.77% | $8.8M | $3.0M |
| Q2 2026 | 48.30% | 91.25% | $8.9M | $3.0M |
First National Bank of Steeleville liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank of Steeleville, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank of Steeleville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1049) · FFIEC NIC profile (RSSD 129349)