First Palmetto Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 1.67 percentage points in Q2 2026, from 19.79% to 21.46%. It was the largest change from Q1 2026 among the key lines here. First Palmetto Bank ranks 13th of 44 South Carolina banks on total deposits, in the upper half at $993.9M (Q2 2026). First Palmetto Bank reported $993.9M on total deposits for Q2 2026, 40% below the $1.67B median for banks in the $1B-10B asset tier.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $993.9M |
| Domestic office deposits | $993.9M |
| Foreign office deposits | — |
| Deposits to total assets | 90.27% |
| Deposits to total liabilities | 99.43% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $216.1M |
| Savings deposits | $48.4M |
| Transaction accounts to domestic deposits | 37.03% |
| Time deposits | $33K |
| Time deposits under $100k | $81.4M |
| Time deposits $100k to $250k | $132.4M |
| Time deposits over $250k | $115.6M |
| Noninterest-bearing share of deposits | 21.46% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $878.2M |
| Core deposits to total deposits | 88.37% |
| Insured deposits | $661.6M |
| Uninsured deposits | $332.3M |
| Uninsured deposits to total deposits | 33.43% |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.35% |
| Interest expense on deposits | $4.6M |
| Loans and leases to core deposits | 90.72% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Uninsured deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|---|
| Q3 2023 | $836.3M | 90.79% | — | 0.00% | 1.95% |
| Q4 2023 | $818.1M | 90.32% | — | 0.00% | 2.39% |
| Q1 2024 | $825.8M | 89.77% | — | 0.00% | 2.57% |
| Q2 2024 | $858.8M | 89.65% | — | 0.00% | 2.72% |
| Q3 2024 | $879.9M | 89.26% | — | 0.00% | 2.80% |
| Q4 2024 | $882.1M | 88.91% | — | 0.00% | 2.74% |
| Q1 2025 | $907.3M | 89.42% | — | 0.00% | 2.52% |
| Q2 2025 | $928.7M | 88.83% | — | 0.00% | 2.49% |
| Q3 2025 | $941.1M | 88.83% | — | 0.00% | 2.52% |
| Q4 2025 | $956.3M | 88.79% | — | 0.00% | 2.49% |
| Q1 2026 | $972.9M | 88.87% | 32.48% | 0.00% | 2.35% |
| Q2 2026 | $993.9M | 88.37% | 33.43% | 0.00% | 2.35% |
First Palmetto Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock First Palmetto Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Palmetto Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28396) · FFIEC NIC profile (RSSD 586072)