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First & Peoples Bank and Trust Company: Non-Performing Assets Ratio

6.75% Ranks #15 of 3,656 U.S. banks · 100th percentile

Data as of · sourced from FFIEC call reports. How we update

First & Peoples Bank and Trust Company reported a non-performing assets ratio of 6.75% as of Q2 2026, ranking #15 of 3,656 U.S. banks (100th percentile). The NPA ratio extends NPL to include other real estate owned (OREO), the full picture of distressed assets relative to the bank's size.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 6.75%
Q1 2026 7.32%
Q4 2025 7.84%
Q3 2025 8.49%
Q2 2025 9.35%
Q1 2025 9.99%
Q4 2024 10.98%
Q3 2024 11.99%
Q2 2024 12.00%
Q1 2024 12.03%
Q4 2023 12.38%
Q3 2023 8.83%

National Context

Latest value 6.75%
National rank#15 of 3,656
Percentile 100th
12-quarter low6.75%
12-quarter high12.38%
Full rankingView leaderboard

What is the Non-Performing Assets Ratio?

The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.

Most community banks report NPA between 0.2% and 1%. Spikes are usually CRE-driven (commercial real estate downturns produce OREO in waves). Compare NPA to NPL: if NPA materially exceeds NPL, the bank is sitting on foreclosed property.

Full definition & formula →

Frequently asked questions

What is First & Peoples Bank and Trust Company's Non-Performing Assets Ratio?

First & Peoples Bank and Trust Company's Non-Performing Assets Ratio was 6.75% as of Q2 2026, ranking #15 of 3,656 U.S. banks.

What is the Non-Performing Assets Ratio?

The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full First & Peoples Bank and Trust Company profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 8122) · FFIEC NIC profile (RSSD 391418)